I too found that the memory card is noticeably faster than going direct to the Bold. I searched all of my options at both BestBuy and CircutCity and found a 50 in 1 card reader made by Digital Concepts. It doesn't read MicroSD directly however my MicroSD card ($17 for 8GB) came with a SD adapter. I leave the SD adapter in the reader which makes it easier to insert and remove the MicroSD. This reader also works for my camera's XD card, PSP Memory Stick Duo and other misc cards I have laying around the house. The reader is the size of a match book and cost less than $25.