I got my phone dried out VERY quickly in a warm car whilst at work and noticed the moisture indicator (the white square in the battery compartment) was only the tiniest bit pink on one corner. I took it to the AT&T repair center and they said that so littl e moisture seemed to have gotten in there that they wanted to try to fire it up. Amazingly, it worked!
Since I had the phone less than 30 days, and I bought it from a corporate store, they sent me to the store for a 30-day replacement. Looks like I was very lucky.