I called Cingular last night and I was able to insure my 8700C for 3.99 a month. The rep said that I have a 50 dollar deductible and I can claim upto 2 phones in one year. Just to make sure he added this to my account, I signed on to my account on line and there it was. He did add the feauture into my account. Also another friend of mine who has the 8700 has insurance o her phone. She got it when she upgraded her contract.