"Make sure you read and understand all the fine print however."

Anyone know what the hidden gotchas are? I called ATT last night about upgrading to the 8900 and said "why should I buy straight from you when I can get it for $0.01 at Amazon?" and he gave me some line that I would now be seen by ATT as a reseller customer, not an ATT customer, so if I had any issues I would have to deal with Amazon, not ATT. Then he said that Amazon would bill me $230 as a late fee if I was late with any payment which I'm 99.9% is a bold faced lie. Their customer service has been good lately, but this jerk really had me wondering why I give them so much $...