This is a great application, and I think it is the smartest layout (easy to use)as a way to keep track of your confidential information. I travel often, and I have found it is critical for me to have my passwords and account logins with me, but it scares me that if I lost my Blackberry, the information would be accessible to anyone. It is also amazing how many items we all have with all the logins, credit cards, bank accounts, etc....it's a lot to remember!! Ascendo Datavault solves that problem in a first-class, secure way. I have also tweaked the "Edit Permissions" to minimize ("Deny") any chance of online access to the information. The first time you are out of town and need a password for a credit card, you will thank the day you installed this program!