Just picked up my new 8703e from Verizon and the sales guy was promoting the 4.99 / month insurance deal that covers theft and all the rest with a $50 decductable. What do you all think? i went for the extended mfg warrany at $1.99 / month, but the other seemed a little high. I am going to check with my regular insurance company after the holidays to see if I can get a rider, but was curious what everyone's experience might have been.

Thanks and Merry Christmas!