Originally Posted by JGBerry

sometimes emails accounts are finicky, and they want a username and password. the reason being... sometimes the username IS your entire email address. in other words, the user name standards on email accounts are different.

gmail --> your username is your actual user name
other accounts --> username can be your ENTIRE email address

having BIS automatically set this up, could potentially lead them to accidentally choose the wrong method for accessing your account.

i hope this makes sense