The N95 spec says:
- WCDMA2100 (HSDPA), EGSM900, GSM850/1800/1900 MHz (EGPRS)
- Automatic switching between bands and modes

Can someone enlighten me, or good ol' Gal, which of these frequencies implies (or doesn't imply) UMTS?

There's definitely CDMA and GSM support, which is cool.

Interestingly, "Talk time: up to 160 min (WCDMA), up to 240 min (GSM)*"