Thank you for the quick replies!!

I am thinking about jumping on Jivetalk later on (I was going to wait til I had the money before I got the trial and got enticed by it), but seeing as there are quite a few new and free programs coming out (Palringo, and then Instango that was posted above on BB Cool) I was wondering if anyone had any experiences with them that would make one of those free programs either comparable at least to JiveTalk or even just better than WebMessenger b/c that's the only one I use now that has a decent (IMO) multi-client chat for free...