Somebody posted this at crackberry and I replied by saying he could but that I wasn't so I would ask around....
"Hi I have a question and I have no idea where this question belongs so forgive me if its in the wrong forums but....I have a Tour with insurance on Verizon...my girlfriend is gonna get Metro PCS and they have horrible phones. If I get my Tour unlocked...give it to her to activate with Metro PCS..and just tell Verizon I broke/lost my phone or whatever and just pay the deductible (I'm told its $50 so if someone can confirm that please) to get a Tour...would it work.. could she be able to use it?

So, you basically told that person it's OK to commit insurance fraud.
Really smart.

Lol...sorry...nah I did tell him that before though...lol...I didn't note it but I did tell him.