Originally Posted by patberry
I really like it, am a bit concerned about durability over the two year contract, but so far its working out well, I think I am going to get a skin for it for that reason.
Get this phone.
Remember that T-Mo's current policy is to permit customers to upgrade their phones [at the upgrade price, $200 for the Pearl] every 11 months. The length of the contract is irrelevant except that with each new upgrade your contract gets extended another two years.
As to the small size and damage, I used to be torn on getting T-Mo insurance. This is because the phone has a $100 deductible on making a claim. That's way more than the $25 deductible Sprint had on their insurance.
I figure that if I DON'T lose or damage the phone within the first year, then it makes no economic sense to get insurance. That is because a year from now Pearls will sell for less than $100 on eBay, I would have paid about $90 in insurance premiums and I would have to pay a $100 deductible.
So insurance would only be a wise purchase to the point that the Pearl starts selling on eBay for $100 or even slightly more.
Guess I won't insure it and instead be damn careful. I have the thing "padlocked" to my belt and "chained" to my wrist when using it. So I should be OK. In three months the phone will be for sale for $200 or less on eBay, so for me the gamble is worth it.
Sidenote: I bet T-Mo has a $100 deductible to discourage people from insuring their phones.