Originally Posted by mvitale
Do I have to? Why? How?
FWIW I have NEVER had to format a MicroSD chip "out of the package." I simply ripped open the plastic, inserted the chip into the Pearl and it has always fired up.
I have done this five times with the five different chips I have purchased [all 1GB]. Four were Kingston chips and one SanDisk.
Warning: Others' experience may differ.