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Old 04-10-2007, 03:14 PM   #1 (permalink)
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Default Just insured my Pearl with Safeware.

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I finally got around to insuring my Pearl (among a couple other electronics) with Safeware.

I don't know if it's been discussed before, but wanted to share:

Safeware no longer insures the Pearl as an "electronics" device. Their reasoning is it doesn't run a "complete OS".

So, faulty reasoning aside, I was able to get around this by insuring more than one device (a laptop and an N800 tablet, in my case) and then include the Pearl as a "personal item". You can break out how you want coverage on multiple devices.

Just thought it was worth mentioning.

R.
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Old 04-10-2007, 03:47 PM   #2 (permalink)
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Quote:
Originally Posted by hrhenry
I finally got around to insuring my Pearl (among a couple other electronics) with Safeware.

I don't know if it's been discussed before, but wanted to share:

Safeware no longer insures the Pearl as an "electronics" device. Their reasoning is it doesn't run a "complete OS".

So, faulty reasoning aside, I was able to get around this by insuring more than one device (a laptop and an N800 tablet, in my case) and then include the Pearl as a "personal item". You can break out how you want coverage on multiple devices.

Just thought it was worth mentioning.

R.
==
That's a cool workaround since I would be willing to insure my ThinkPad. But, did you confirm 100% that Safeware will cover the Pearl? Is that in writing and not simply your interpretation.

Like to know since I like Safeware's insurance. Seems like a good company.
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Old 04-10-2007, 04:44 PM   #3 (permalink)
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Quote:
Originally Posted by SanFrancisco
That's a cool workaround since I would be willing to insure my ThinkPad. But, did you confirm 100% that Safeware will cover the Pearl? Is that in writing and not simply your interpretation.

Like to know since I like Safeware's insurance. Seems like a good company.
I won't get the actual policy in the mail for a couple of weeks, but I believe it will be broken out as such, since I had to tell the agent explicitly how I wanted the coverage split.

He did explicitly say the Pearl would be covered as a personal item. That much is not simply my interpretation. It was stated.

But if you have any doubts, I would certainly encourage you to do as I did and actually call them and speak with an agent.

R.
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