What kind of warranty is offered on refurb phones? I thought it was something like 6 months but can't remember where I heard that.
Edit: Looks like 90 day warranty at AT&T.
"90-day warranty xxx8211; Same warranty as new phones but limited to 90 days " Why Buy Refurbished Cell Phones | Wireless from AT&T, formerly Cingular
Go through a warranty exchange. Even if insurance covers it, there's probably a fairly large deductible. And they'll just give another refurb anyway. Same as warranty exchange.