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Old 06-12-2008, 05:45 PM   #1 (permalink)
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Default Free warranty for 2nd year by credit cards ?

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Many credit cards provide an extra year of warranty for products puchased using the credit card.
How would that work for cellphone purchased at a discounted rate through a contract ? The replacement cost for a out of contract phone would be high, but the original "purchase" price would be low. Will the credit card cover for the entire cost of repairs in the 2nd year ?
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Old 06-12-2008, 05:52 PM   #2 (permalink)
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Quote:
Originally Posted by SkullCandy View Post
Many credit cards provide an extra year of warranty for products puchased using the credit card.
How would that work for cellphone purchased at a discounted rate through a contract ? The replacement cost for a out of contract phone would be high, but the original "purchase" price would be low. Will the credit card cover for the entire cost of repairs in the 2nd year ?
call your credit card company and ask them. every credit card provider has different rules. but generally, if your phone is in for repairs in the second year and your credit card company has warranted it, then they will pick up the cost of the repair.

and if it needs to be replaced, you wont be getting a new phone. you'll be getting the lowest possible replacement cost the credit card provider can get... a refurb.
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Last edited by oakie : 06-12-2008 at 05:55 PM.
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Old 06-12-2008, 05:53 PM   #3 (permalink)
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That will vary from card issuer to card issuer, and about the only way to find out, would be to submit a claim and see how it is handled. By that time, it really is too late.

Maybe a user here has gone through this... and will comment on their experience.
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