Originally Posted by BB Junkie
I just purchased a new Blackberry 8800 from Cingular and was told that they dont offer insurnace on blackberrys If it is physcially damaged. Only manufacturer's one year warranty if blackberry is defective.
Is it possible to get it insured at all?
Call your insurance agent and have it added on to your policy. I think I pay about $12 a year and have zero deductible. I have had 2 phones lost or stolen. Both times I called my agent told them what happened and I had a check in about 3 days for the full amount. To add it on your policy most companies charge per $100, just make sure you insure it for the full retail price and not the contract price. This way is alot cheaper and less hassle then going through the carrier's insurance. You don't have to make 3 phone calls, get interviewed, and then end up with a refurb and pay a high deductible.
The last time I had carrier insurance it was for a razr that I had for 7 months. I paid $5.95 a month for seven months($41.65) and then had to pay a deductible($100), so I paid $141.65+tax for a razr. Also, I had to go to the store, wait in line for 30 minutes so they could tell me I had to have a police report. Then after filling that out, I had to go back to the store and wait again in line. I then had to call the carrier insurance, wait in line again and then they gave a *^&%&^*(% refurb that was a piece of crap.