Ah. Raising that query, and (hopefully) the answer that will follow is exactly why I thought it worth asking in the first place

Thanks cooperpwc.
All a question of *exactly* what's required for a factory reset. I'm in another thread discussing the differences (if any) between the effects of a 'wipe handheld' and a 10 bad passwords attempts. On an 4.1 8700g, for example, a "wipe handheld" seems to leave the apps, and config data, in-tact. Pictures and ringtones too, IIRC. Just purges user data...