I've got a ".wav " file and would like to make it into a ringtone. Can anyone direct me how to accomplish this?? Would it need to be loaded on the SD Chip?? Thanks for any help.

Just do a google search for a .wav to .mp3 converter. Then you can either e-mail the file to yourself and save it or you can put it out on your own web page and download it to the phone.

Hope this helps.