Just to let you know, the link on Andi's msg worked! I installed BB Desktop Manager 5.0 (I hadn't tried this version before) and just to check I tried accessing my sd card using this version without running Andi's suggest link. It couldn't access the card. So I went through the pretty simple instructions outlined in the link and it worked! Really didn't take that long.
Anyway, I just wanted to say thanks for all of your help Andi and Jadey. I would be really lost and losing a lot of time if not for you guys (and ppl like you).
THANKS AGAIN and have a GREAT weekend!