I feel (a little) bad for encouraging you to be dishonest, but I'd run it by a Verizon service center, don't tell them you dropped it, and get it exchanged under warranty. It shouldn't be that fragile in the first place... I've dropped my Curve countless times and never a hitch. I do have a silicone skin on it, though.
I will justify my statement by saying that I work for VZW
