Hey, I'm a newbie too... I've had my blackberry for about a week now. I was previously with Verizon for YEARS and they were great until my parents moved into a new home which happened to be in a Verizon dead zone. They were unwilling to put up new antennas and told us we could cancel early without penalty. I first tried out AT&T and the service was HORRIBLE.
I heard T-mobile is improving their service and they actually beat out AT&T in the latest JD Power survey (West coast region). I love T-mobile and i love this 8900, my first blackberry! Again, I'm here in California, so I'm not sure how T-mobile is in Florida. You mentioned that you rarely go out of town, so maybe the T-mobile hotspot option would be good in your situation. I absolutely LOVE the fact that I can use my wireless router for calls at my house. Good luck.
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